From 1 July 2026, super must be paid on or before each payday, replacing the current quarterly system.
At the same time, the ATO Small Business Super Clearing House (SBSCH) is being phased out.
These changes affect all employers, not just those using the SBSCH.
Why This Matters
This isn’t just a compliance update. It means:
- Super will be paid more frequently
- Cash leaves your business sooner
- Payroll processes must be accurate and consistent
- Errors need to be fixed quickly
The Risk of Waiting
Leaving this until closer to July can lead to:
- Cashflow pressure
- System issues
- Payment delays or rejections
Starting early helps you avoid these risks.
What You Should Do Now
1. Understand the Change
- Payday Super starts 1 July 2026
- Payments must reach funds within 7 business days
2. Plan Ahead
- Decide when you will transition
- Review your cashflow
3. Get Your Systems Ready
- Check employee super details are correct
- Fix any errors in your current setup
4. Lock It In
- Confirm your payroll system is ready
- Transition to payday super payments
- Pay March quarter super by 28 April
Take Action Early
The businesses that prepare now will avoid disruption later.
If you’d like help reviewing your setup or getting ready, get in touch with our team.